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JOURNAL OF ISLAMIC MONETARY ECONOMICS AND FINANCE

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This study was designed to empirically determine: (i) to look the factors causes micro enterprises opt for using internal funding instead of external funding: and (ii) to observe the probability of micro enterprises opt for Cash Waqf fund as alternative source of funding their business. The primary data is collected frm the administered survey questions in Klang Valley (Selangor and Kuala Lumpur) and the analysis is conducted using statistical analysis and structural Equation Modeling (SEM). The model is validated its acceptance in the field by adopting the Theory Of Reasoned Action (TRA). From the findings, among the factors that lead micro enterprises to use internal funding are strict collateral requirement by commercial financial institutions, high cost of financing, strict documentation requirement and god financial an business track record. Unfortunately, most of them cannot fulfill these conditions and continue to face the problem of accesing finance. The present study has developed the Cash Waqf Investment model to supprt micro enterprises to improve their access to finance and enhance the skill. Bases on the responses received from the field, it has been shown that the intention and readiness of micro enterprises in accepting the model as a source of financial and human capital development services is impressive.

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

330 JAR j

Penerbit

sukaharjo : ., 2016

Deskripsi Fisik

ill, 172 hlm; 29 cm

Bahasa

Indonesia

ISBN/ISSN

2460-6146

Klasifikasi

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Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

Jurnal Ekonomi Syariah 2016

Info Detail Spesifik

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Pernyataan Tanggungjawab

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Versi lain/terkait

Lampiran Berkas

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